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  • CCEC BOARD OF DIRECTORS APPROVES $4.5 MILLION IN CAPITAL CREDIT RETIREMENT!
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Capital Credits

Cass County Electric board of directors approves $4.5 million in capital credit retirements for 2023! 
Click for more info. 

 

Capital Credits 101

What are capital credits?

Cass County Electric Cooperative is a member-owned, not-for-profit organization, meaning we operate at cost for the benefit of our members. At the beginning of every year, any excess revenues, or margins, from the previous year are allocated to our members and later paid out in the form of capital credits. This means you, as a member/owner, benefit from any margins produced by the cooperative.

How are capital credits allocated?

Any excess revenue (margins) remaining and approved of by the board of directors at the end of the year are allocated or assigned to your account as capital credits at the beginning of the following year based on the amount of energy you purchased during the previous year (patronage). Your account will accumulate capital credits each year you are an active member with us.

When are capital credits paid out?

General Retirement

Every year, after reviewing the financial position of the cooperative, the Board of Directors may approve a retirement or payment of capital credits. If approved, the general retirement is processed around the beginning of the year. Active members will receive a credit on their bill. Whereas inactive members will be issued a check if a current address is on file with the cooperative, and the amount of the retirement is greater than five dollars ($5.00).

Capital credits are retired using the FIFO (first-in, first-out) method which means allocations for the oldest years are paid out first. We are currently on a 22-year payout schedule.

Early Retirement

Capital credits may be early retired if an active member leaves our service territory with an allocation value of $1,000 or less on their account. The capital credits will be paid out at present value, and a credit will be applied to the final bill with any excess mailed to the address on file.

Estate Retirement

Family members (heirs) of a deceased member may be eligible to obtain a payout at the present value of the amount of capital credits on the deceased member’s account. Please contact our office at 701-356-4400 for further information.

Tax Information

Are capital credits taxable?

Generally, the receipt of capital credits is tax free if the property served by Cass County Electric Cooperative was used strictly as a residence and not for business purposes. If the residence was used for business purposes and the payments for the electric bill served as a tax deduction, members should consult with their tax advisor about potential tax liability.

Things to Remember

Upon a Divorce

Capital credits remain with the primary account holder. They will only be transferred or split between parties as listed in the divorce decree.

When You Move

Please notify Cass County Electric Cooperative of your forwarding address to ensure you will receive any future checks mailed to you for any eligible capital credit retirements.

Death of a Member

For inactive electric accounts, please contact our office in order that we may mail you an application for retirement of the deceased’s capital credits. The application will need to be completed and returned with a copy of the death certificate and other legal documentation depending on the status of the estate.

For active electric accounts, please contact our office for the account to be closed and/or transferred into another person/entity’s name. We will provide you with an application for retirement of the deceased member’s capital credits. The application will need to be completed and returned with a copy of the death certificate and other legal documentation depending on the status of the estate.

Use the unclaimed capital credit search below to see if you have patronage waiting for you. If your name is on the list, call Cass County Electric at 701-356-4400 to claim your credits

Capital Credits Search

Enter your Last Name, City or ZIP code to search.
Capital Credits

Search a list of capital credit checks that were returned or uncashed after the most recent payout (published in October Highline Notes).

Unclaimed CC list 2022

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Address: 4100 32nd Ave. S. Fargo, ND 58104
Phone: 701-356-4400 or 800-248-3292
Email: info@kwh.com

Office hours:
Monday-Friday
7:30 AM to 4:30 PM

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Cass County Electric Cooperative is an equal opportunity provider and employer.

Proud to be a 5-Star Co-op

©2023 Cass County Electric. All Rights Reserved.

  • Annual Meeting
  • Board Elections
  • My Account
    • Paperless
    • Prepay
    • Autopay
    • Levelized Budget Billing
    • Cass County Electric Mobile App
    • Understanding Your Bill
    • View & Pay Bill
    • Bill Credit
  • Request/Stop Service
  • Programs & Services
    • Business Accounts
    • Electric Vehicles
    • Contractor Information
    • Donations
    • Time of Day Rate
    • Heating Assistance
    • Off-Peak Program
    • Interconnection of Generation Systems
    • Prairie Sun Community Solar
    • Infinity Program
    • Operation Round Up
    • My Co-op Cares
  • Member Info
    • Capital Credits
    • Max Gen Resources
    • Outage Information
    • Highline Notes & North Dakota Living
    • Highline Notes Photo Submission
    • Conservation Blog
      • 101 ways to save
      • Energy Audit
    • Safety Blog
    • Recipe Blog
    • Co-op Connections
    • New Member Information
    • Call Before You Dig
    • Grant - Rural Development Finance Corporation
    • First Responder
  • Events
  • About Us
    • Contact Us
    • Governance & Document Center
    • Energy Sources & Environment
    • Rates
    • Media
    • Connect With Us
  • Youth & Ed
    • Kids Zone
    • Scholarships
    • Youth Tour
  • Co-op Careers